Comparison
Mini-omnium comparison
Mini-omnium (RC + theft, fire, broken glass, natural forces, animal collision) compared by insurer, sorted by real price. The right compromise for a 3-to-6-year-old car.
Cheapest
AXA
487 € / yr
Allianz
494 € / yr
ING
516 € / yr
Coverage
Mini-omnium
Coverage
Mini-omnium
Coverage
Mini-omnium
Assistance / towing
Depends on plan
Assistance / towing
Depends on plan
Assistance / towing
Included
Replacement car
Depends on plan
Replacement car
Depends on plan
Replacement car
No
Current offer
Up to −20% if you drive little
Current offer
−10% driver aids
Current offer
ING customer rate
Indicative annual premiums for a reference profile (Brussels, Citroën C3 2019, 10,000 km/year, no claims), based on publicly available Belgian market rates (June 2026). Your actual price depends on your profile, vehicle and bonus-malus — simulate it.
Your real rate can vary twofold
For the same profile, the gap between insurers is huge. Get your personalised figure in 2 minutes.