Comparison
RC insurers comparison
Belgium's main car insurers compared on the third-party (RC, compulsory) premium, sorted by real price. Reference profile; your actual rate depends on your situation.
Cheapest
AXA
296 € / yr
ING
338 € / yr
Belfius Direct (ex-Corona)
383 € / yr
Coverage
Third-party (RC)
Coverage
Third-party (RC)
Coverage
Third-party (RC)
Assistance / towing
Depends on plan
Assistance / towing
Included
Assistance / towing
Included
Replacement car
Depends on plan
Replacement car
No
Replacement car
Included
Current offer
Up to −20% if you drive little
Current offer
ING customer rate
Current offer
Pay-per-km plan available
Indicative annual premiums for a reference profile (Brussels, Citroën C3 2019, 10,000 km/year, no claims), based on publicly available Belgian market rates (June 2026). Your actual price depends on your profile, vehicle and bonus-malus — simulate it.
Your real rate can vary twofold
For the same profile, the gap between insurers is huge. Get your personalised figure in 2 minutes.